bot-28/app/Services/WithdrawalDestination.php

<?php

namespace App\Services;

use App\Constants\HttpStatus;
use App\Services\Payment\JdPayService;
use App\Services\Payment\NoPayService;
use App\Services\Payment\QianBaoService;
use App\Services\Payment\ZimuPayService;
use Exception;

final class WithdrawalDestination
{
    public const MANUAL_METHODS = [
        'bank' => '银行卡',
        'wechat' => '微信',
        'alipay' => '支付宝',
    ];

    /** 提现通道列表加上前端表单需要的字段（requires_* 和人工提现的收款方式），会员和代理共用。 */
    public static function describeChannels(array $list): array
    {
        foreach ($list as &$item) {
            $channel = $item['value'];
            $item['requires_real_name'] = true;
            $item['requires_bank_name'] = WithdrawalDestination::requiresBankName($channel);
            $item['requires_bank_branch'] = $channel === 'DF001';
            if ($channel === 'DF001') {
                $item['bank_name_label'] = lang('银行名称');
                $item['bank_branch_label'] = lang('开户行');
            }
            if ($channel === 'rgtx') {
                $item['payout_methods'] = [];
                foreach (WithdrawalDestination::MANUAL_METHODS as $value => $label) {
                    $method = ['value' => $value, 'label' => lang($label),
                        'requires_bank_name' => $value === 'bank', 'requires_card_no' => $value !== 'wechat',
                        'requires_bank_branch' => $value === 'bank',
                        'requires_qr_image' => $value !== 'bank'];
                    if ($value === 'bank') {
                        $method['bank_name_label'] = lang('银行名称');
                        $method['bank_branch_label'] = lang('开户行');
                    }
                    $item['payout_methods'][] = $method;
                }
            }
        }
        unset($item);
        return $list;
    }

    public static function requiresBankName(string $channel): bool
    {
        return $channel === QianBaoService::ALIPAY_TO_CARD || ZimuPayService::isCashChannel($channel);
    }

    public static function requiresBankBranch(string $channel, string $bankName = ''): bool
    {
        return $channel === QianBaoService::ALIPAY_TO_CARD
            || ($channel === 'rgtx' && self::manualMethod($bankName) === 'bank');
    }

    public static function bankBranch(string $channel, string $bankName, ?string $branch): ?string
    {
        if (!self::requiresBankBranch($channel, $bankName)) {
            return null;
        }

        $branch = trim($branch ?? '');
        if ($branch === '' || mb_strlen($branch) > 255) {
            throw new Exception(lang('请输入开户行支行名称'), HttpStatus::CUSTOM_ERROR);
        }

        return $branch;
    }

    public static function resolve(string $channel, array $params): array
    {
        $bankName = trim($params['bank_name'] ?? '');
        $cardNo = trim($params['card_no'] ?? '');

        if ($channel === 'rgtx') {
            $method = $params['payout_method'] ?? self::manualMethod($bankName);
            if ($method !== 'bank') {
                $image = $params['qr_image'] ?? ($method === 'wechat' ? $cardNo : '');
                if (!self::isQrImage($image)) {
                    throw new Exception(lang('请上传有效的收款码图片'), HttpStatus::CUSTOM_ERROR);
                }
                if ($method === 'alipay' && ($cardNo === '' || filter_var($cardNo, FILTER_VALIDATE_URL))) {
                    throw new Exception(lang('请输入支付宝账号'), HttpStatus::CUSTOM_ERROR);
                }

                return [
                    'bank_name' => self::MANUAL_METHODS[$method],
                    'card_no' => $method === 'alipay' ? $cardNo : '',
                    'qr_image' => $image,
                ];
            }
            if ($bankName === '' || self::manualMethod($bankName) !== 'bank') {
                throw new Exception(lang('请输入银行名称'), HttpStatus::CUSTOM_ERROR);
            }
        } elseif (self::requiresBankName($channel) && $bankName === '') {
            throw new Exception(lang('请输入银行名称'), HttpStatus::CUSTOM_ERROR);
        }

        if ($cardNo === '') {
            throw new Exception(lang('请输入收款账号'), HttpStatus::CUSTOM_ERROR);
        }

        $bankName = match (true) {
            $channel === QianBaoService::ALIPAY_TO_ALIPAY => '支付宝',
            $channel === QianBaoService::NUMBER_RMB => '数字人民币',
            ZimuPayService::isWithdrawChannel($channel) => $bankName ?: '808币提现-钱包地址',
            JdPayService::isChannel($channel) => $bankName ?: 'JD钱包',
            NoPayService::isWithdrawChannel($channel) => $bankName ?: 'NO钱包',
            default => $bankName,
        };

        return [
            'bank_name' => $bankName,
            'bank_branch' => self::bankBranch($channel, $bankName, $params['bank_branch'] ?? null),
            'card_no' => $cardNo,
        ];
    }

    public static function manualResponse(string $bankName, string $cardNo, ?string $qrImage): array
    {
        $method = self::manualMethod($bankName);
        if ($method === 'bank') {
            return ['payout_method' => $method, 'card_no' => $cardNo, 'qr_image' => null];
        }
        if ($qrImage === null && self::isQrImage($cardNo)) {
            // Older QR-only records put the image in card_no.
            $qrImage = $cardNo;
            $cardNo = '';
        }

        return ['payout_method' => $method, 'card_no' => $method === 'wechat' ? '' : $cardNo, 'qr_image' => $qrImage];
    }

    private static function isQrImage(string $value): bool
    {
        return filter_var($value, FILTER_VALIDATE_URL) !== false && parse_url($value, PHP_URL_SCHEME) === 'https';
    }

    private static function manualMethod(string $bankName): string
    {
        return match ($bankName) {
            '微信' => 'wechat',
            '支付宝' => 'alipay',
            default => 'bank',
        };
    }
}