PaymentOrderService.php 16 KB

123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457458459460461462463464465466467468469470471472473474475476477478479480481482483484485486487488489490491492493494495496497498499
  1. <?php
  2. namespace App\Services;
  3. use App\Services\BaseService;
  4. use App\Models\PaymentOrder;
  5. use App\Models\Config;
  6. use Illuminate\Support\Facades\DB;
  7. use Illuminate\Support\Collection;
  8. use Illuminate\Support\Facades\Cache;
  9. use Illuminate\Support\Facades\Log;
  10. use App\Services\Payment\QianBaoService;
  11. use App\Services\Payment\SanJinService;
  12. use App\Services\WalletService;
  13. use App\Services\BalanceLogService;
  14. /**
  15. * 投注
  16. */
  17. class PaymentOrderService extends BaseService
  18. {
  19. const TYPE_PAY = 1; // 代收
  20. const TYPE_PAYOUT = 2; // 代付
  21. const STATUS_STAY = 0; // 待处理
  22. const STATUS_PROCESS = 1; // 处理中
  23. const STATUS_SUCCESS = 2; // 成功
  24. const STATUS_FAIL = 3; // 失败
  25. /**
  26. * @description: 模型
  27. * @return {string}
  28. */
  29. public static function model() :string
  30. {
  31. return PaymentOrder::class;
  32. }
  33. /**
  34. * @description: 枚举
  35. * @return {*}
  36. */
  37. public static function enum() :string
  38. {
  39. return '';
  40. }
  41. /**
  42. * @description: 获取查询条件
  43. * @param {array} $search 查询内容
  44. * @return {array}
  45. */
  46. public static function getWhere(array $search = []) :array
  47. {
  48. $where = [];
  49. if(isset($search['member_id']) && !empty($search['member_id'])){
  50. $where[] = ['member_id', '=', $search['member_id']];
  51. }
  52. if(isset($search['type']) && !empty($search['type'])){
  53. $where[] = ['type', '=', $search['type']];
  54. }
  55. if(isset($search['channel']) && !empty($search['channel'])){
  56. $where[] = ['channel', '=', $search['channel']];
  57. }
  58. if(isset($search['order_no']) && !empty($search['order_no'])){
  59. $where[] = ['order_no', '=', $search['order_no']];
  60. }
  61. if(isset($search['id']) && !empty($search['id'])){
  62. $where[] = ['id', '=', $search['id']];
  63. }
  64. if(isset($search['status']) && $search['status'] != ''){
  65. $where[] = ['status', '=', $search['status']];
  66. }
  67. return $where;
  68. }
  69. /**
  70. * @description: 查询单条数据
  71. * @param array $search
  72. * @return \App\Models\Coin|null
  73. */
  74. public static function findOne(array $search): ?PaymentOrder
  75. {
  76. return self::model()::where(self::getWhere($search))->first();
  77. }
  78. /**
  79. * @description: 查询所有数据
  80. * @param array $search
  81. * @return \Illuminate\Database\Eloquent\Collection
  82. */
  83. public static function findAll(array $search = [])
  84. {
  85. return self::model()::where(self::getWhere($search))->get();
  86. }
  87. /**
  88. * @description: 分页查询
  89. * @param array $search
  90. * @return \Illuminate\Contracts\Pagination\LengthAwarePaginator
  91. */
  92. public static function paginate(array $search = [])
  93. {
  94. $limit = isset($search['limit'])?$search['limit']:15;
  95. $paginator = self::model()::where(self::getWhere($search))->paginate($limit);
  96. return ['total' => $paginator->total(), 'data' => $paginator->items()];
  97. }
  98. /**
  99. * @description:
  100. * @param {*} $params
  101. * @return {*}
  102. */
  103. public static function submit($params = [])
  104. {
  105. $result = false;
  106. $msg['code'] = self::NOT;
  107. $msg['msg'] = '';
  108. // 2. 判断是否是更新
  109. if (!empty($params['id'])) {
  110. // 更新
  111. $info = self::findOne(['id'=>$params['id']] );
  112. if (!$info) {
  113. $msg['msg'] = '数据不存在!';
  114. }else{
  115. $result = $info->update($params);
  116. $id = $params['id'];
  117. }
  118. } else {
  119. // 创建
  120. $result = $info = self::model()::create($params);
  121. $id = $result->id;
  122. }
  123. if($result){
  124. $msg['code'] = self::YES;
  125. $msg['msg'] = '设置成功';
  126. $msg['key'] = $id;
  127. }else{
  128. $msg['msg'] = empty($msg['msg']) ?'操作失败':$msg['msg'];
  129. }
  130. return $msg;
  131. }
  132. /**
  133. * @description: 创建代收订单
  134. * @param {*} $memberId
  135. * @param {*} $amount
  136. * @param {*} $paymentType 支付类型:支付宝、数字人民币
  137. * @return {*}
  138. */
  139. public static function createPay($memberId,$amount,$paymentType)
  140. {
  141. $result = [];
  142. $result['chat_id'] = $memberId;
  143. $channel = ''; // 支付的通道
  144. $product = SanJinService::$PRODUCT;
  145. $max = 0;
  146. $min = 0;
  147. $rate = 0;
  148. foreach($product as $k => $v){
  149. if($v['type'] == $paymentType){
  150. if($amount >= $v['min'] && $amount <= $v['max']){
  151. $channel = $k;
  152. $rate = $v['rate'];
  153. }
  154. if($min == 0){
  155. $min = $v['min'];
  156. }
  157. if($max == 0){
  158. $max = $v['max'];
  159. }
  160. if($min > $v['min']){
  161. $min = $v['min'];
  162. }
  163. if($max < $v['max']){
  164. $max = $v['max'];
  165. }
  166. }
  167. }
  168. // 没有找到支付通道
  169. if(empty($channel)){
  170. $text = "发起充值失败 \n";
  171. $text .= "最低充值:".$min." \n";
  172. $text .= "最高充值:".$max." \n";
  173. $text .= "请重新填写充值的金额!";
  174. $result['text'] = $text;
  175. return $result;
  176. }
  177. $data = [];
  178. $data['type'] = self::TYPE_PAY;
  179. $data['member_id'] = $memberId;
  180. $data['amount'] = $amount;
  181. $data['channel'] = $channel;
  182. $data['fee'] = $amount * $rate;
  183. $order_no = self::createOrderNo('sj'.$data['type'].'_', $memberId);
  184. $data['order_no'] = $order_no;
  185. $data['callback_url'] = SanJinService::getNotifyUrl();
  186. $data['remark'] = '充值费率:'.$rate;
  187. $data['status'] = self::STATUS_STAY;
  188. $ret = SanJinService::pay(($amount*100), $order_no, $channel);
  189. if($ret['code'] == 0){
  190. var_dump($ret);
  191. $item = $ret['data'];
  192. $data['status'] = self::STATUS_PROCESS;
  193. $data['pay_no'] = $item['tradeNo'];
  194. $data['pay_url'] = $item['payUrl'];
  195. $data['pay_data'] = json_encode($ret,JSON_UNESCAPED_UNICODE);
  196. $info = self::model()::create($data);
  197. $result['text'] = "✅ 三方充值已提交";
  198. }else{
  199. $result['text'] = $ret['message'];
  200. }
  201. return $result;
  202. }
  203. /**
  204. * @description: 创建代付订单
  205. * @param {*} $memberId 会员
  206. * @param {*} $amount 金额
  207. * @param {*} $channel 提现通道 DF001 支付宝转卡/DF002 支付宝转支付宝
  208. * @param {*} $bank_name 银行名称/支付宝
  209. * @param {*} $account 姓名
  210. * @param {*} $card_no 银行卡号/支付宝账号
  211. * @return {*}
  212. */
  213. public static function createPayout($memberId, $amount, $channel, $bank_name, $account, $card_no)
  214. {
  215. $default_amount = $amount;
  216. $result = [];
  217. $result['chat_id'] = $memberId;
  218. if($amount < 100){
  219. $result['text'] = '提现金额最少100';
  220. return $result;
  221. }
  222. if($amount > 49999){
  223. $result['text'] = '提现金额最多49999';
  224. return $result;
  225. }
  226. // 在调用三方支付前开始事务
  227. DB::beginTransaction();
  228. try {
  229. $wallet = WalletService::findOne(['member_id' => $memberId]);
  230. if (!$wallet) {
  231. $result['text'] = '钱包不存在!';
  232. return $result;
  233. }
  234. $balance = $wallet->available_balance;
  235. if (bccomp($balance, $amount, 2) < 0) {
  236. $result['text'] = '您的钱包余额不足!';
  237. return $result;
  238. }
  239. $available_balance = bcsub($balance, $amount, 10);
  240. $data = [];
  241. $data['type'] = self::TYPE_PAYOUT;
  242. $order_no = self::createOrderNo('sj'.$data['type'].'_', $memberId);
  243. $data['order_no'] = $order_no;
  244. $data['member_id'] = $memberId;
  245. $data['fee'] = $amount * 0.002 + 2;
  246. $amount = number_format($amount, 2, '.', '');
  247. $data['amount'] = $amount;
  248. $data['channel'] = $channel;
  249. $data['bank_name'] = $bank_name;
  250. $data['account'] = $account;
  251. $data['card_no'] = $card_no;
  252. $data['callback_url'] = QianBaoService::getNotifyUrl();
  253. $data['status'] = self::STATUS_STAY;
  254. $data['remark'] = '提现费率:0.2%+2';
  255. // 先预扣款(锁定资金)
  256. $wallet->available_balance = $available_balance;
  257. if (!$wallet->save()) {
  258. DB::rollBack();
  259. $result['text'] = '钱包更新失败!';
  260. return $result;
  261. }
  262. // 创建待处理状态的提现记录
  263. $info = self::model()::create($data);
  264. $id = $info->id;
  265. // 记录余额变动日志
  266. BalanceLogService::addLog(
  267. $memberId,
  268. $default_amount,
  269. $balance,
  270. $available_balance,
  271. '三方提现',
  272. $id,
  273. '钱宝提现费率:0.2%+2'
  274. );
  275. // 提交事务,确保预扣款成功
  276. DB::commit();
  277. } catch (\Exception $e) {
  278. // 预扣款失败,回滚事务
  279. DB::rollBack();
  280. $result['text'] = '系统繁忙,请稍后重试!';
  281. Log::error('提现预扣款失败: ' . $e->getMessage(), [
  282. 'member_id' => $memberId,
  283. 'amount' => $amount
  284. ]);
  285. return $result;
  286. }
  287. // 调用三方支付接口(在事务外)
  288. $ret = QianBaoService::payout($amount, $order_no, $bank_name, $account, $card_no);
  289. Log::error('第三方代付接口调用:' . json_encode($ret, JSON_UNESCAPED_UNICODE));
  290. if ($ret['code'] == 200) {
  291. // 更新提现记录状态为处理中
  292. DB::beginTransaction();
  293. try {
  294. $info->status = self::STATUS_PROCESS;
  295. $info->save();
  296. DB::commit();
  297. $text = "✅ 提现申请已提交!\n\n";
  298. $text .= "钱包余额:{$available_balance} RMB\n";
  299. $text .= "提现金额:{$default_amount} RMB\n";
  300. $text .= "⌛️请等待系统处理, 到账时间可能需要几分钟!\n";
  301. $result['text'] = $text;
  302. } catch (\Exception $e) {
  303. DB::rollBack();
  304. // 状态更新失败,但资金已扣款且三方支付已成功
  305. // 这里可以记录告警,需要人工干预
  306. Log::error('提现状态更新失败: ' . $e->getMessage(), [
  307. 'member_id' => $memberId,
  308. 'order_no' => $order_no
  309. ]);
  310. $result['text'] = '提现申请已提交,系统处理中...';
  311. }
  312. } else {
  313. // 三方支付失败,需要回滚之前的预扣款
  314. DB::beginTransaction();
  315. try {
  316. // 恢复钱包余额
  317. $wallet->available_balance = $balance;
  318. $wallet->save();
  319. // 更新提现记录状态为失败
  320. $info->status = self::STATUS_FAIL;
  321. $info->remark = $ret['msg'];
  322. $info->save();
  323. // 记录退款日志
  324. BalanceLogService::addLog(
  325. $memberId,
  326. $default_amount,
  327. $available_balance,
  328. $balance,
  329. '三方提现',
  330. $id,
  331. '提现失败退款'
  332. );
  333. DB::commit();
  334. $result['text'] = $ret['msg'];
  335. } catch (\Exception $e) {
  336. DB::rollBack();
  337. // 回滚失败,需要记录告警,人工干预
  338. Log::error('提现失败回滚异常: ' . $e->getMessage(), [
  339. 'member_id' => $memberId,
  340. 'order_no' => $order_no,
  341. 'amount' => $amount
  342. ]);
  343. $result['text'] = '提现失败,请联系客服处理退款!';
  344. }
  345. }
  346. return $result;
  347. }
  348. /**
  349. * @description: 接收三方订单
  350. * @param {*} $params
  351. * @return {*}
  352. */
  353. public static function receiveOrder($params)
  354. {
  355. // 判断商户号是否一致
  356. if($params['merchantNum'] == QianBaoService::getMerchantId()){
  357. $info = self::findOne(['order_no' => $params['orderNo']]);
  358. if($info){
  359. // 判断金额是不是正确认
  360. if($info->amount != $params['amount']){
  361. return 'amount';
  362. }
  363. // 验证签名
  364. $sign = QianBaoService::verifyNotifySign($params['state'],$params['orderNo'],$params['amount']);
  365. if($params['sign'] != $sign){
  366. return false;
  367. }
  368. // 代付
  369. if($info->type == self::TYPE_PAYOUT){
  370. self::onSubmitPayout($params,$info);
  371. }
  372. // 代收
  373. if($info->type == self::TYPE_PAY){
  374. }
  375. }
  376. }
  377. }
  378. /**
  379. * @description: 处理代付订单
  380. * @param {*} $params
  381. * @return {*}
  382. */
  383. public static function onSubmitPayout($params,$info)
  384. {
  385. $memberId = $info->member_id;
  386. $amount = $params['amount'];
  387. $data = [];
  388. $result = [];
  389. $chat_id = $info->member_id;
  390. $data['callback_data'] =json_encode($params,JSON_UNESCAPED_UNICODE);
  391. DB::beginTransaction();
  392. try{
  393. if($params['state'] == 1){
  394. $data['status'] = self::STATUS_SUCCESS;
  395. $res = self::model()::where(['order_no' => $params['orderNo']])->update($data);
  396. if($res){
  397. DB::commit();
  398. $text = "✅ 提现通知 \n";
  399. $text .= "提现平台:{$info->bank_name} \n";
  400. $text .= "收款人:{$info->account} \n";
  401. $text .= "收款卡号:{$info->card_no} \n";
  402. $text .= "提现金额:{$info->amount} \n";
  403. $text .= "提现成功,金额已到账,请注意查收!";
  404. self::sendMessage($chat_id,$text);
  405. }
  406. }else{
  407. $data['status'] = self::STATUS_FAIL;
  408. $res = self::model()::where(['order_no' => $params['orderNo']])->update($data);
  409. $wallet = WalletService::findOne(['member_id' => $info->member_id]);
  410. $balance = $wallet->available_balance; // 钱包当前余额
  411. $available_balance = bcadd($balance, $params['amount'], 10);
  412. $wallet->available_balance = $available_balance;
  413. $wallet->save();
  414. // 记录退款日志
  415. BalanceLogService::addLog(
  416. $memberId,
  417. $amount,
  418. $balance,
  419. $available_balance,
  420. '三方提现',
  421. $info->id,
  422. '提现失败退款'
  423. );
  424. if($res){
  425. DB::commit();
  426. $text = "❌ 提现通知 \n";
  427. $text .= "提现平台:{$info->bank_name} \n";
  428. $text .= "收款人:{$info->account} \n";
  429. $text .= "收款卡号:{$info->card_no} \n";
  430. $text .= "提现金额:{$info->amount} \n";
  431. $text .= "提现失败,金额已返回钱包,请注意查收!";
  432. self::sendMessage($chat_id,$text);
  433. }
  434. }
  435. }catch(\Exception $e){
  436. DB::rollBack();
  437. // 回滚失败,需要记录告警,人工干预
  438. Log::error('提现失败回滚异常: ' . $e->getMessage(), $params);
  439. }
  440. }
  441. }