bot-28/tests/Integration/AgentWithdrawalChannelTest.php

<?php

namespace Tests\Integration;

use App\Models\Agent\Agent;
use App\Models\Agent\AgentSetting;
use App\Models\Agent\AgentWithdrawal;
use App\Services\Agent\AgentWithdrawalService;
use App\Services\Payment\JdPayService;
use App\Services\PaymentOrderService;
use GuzzleHttp\Handler\MockHandler;
use GuzzleHttp\HandlerStack;
use GuzzleHttp\Middleware;
use GuzzleHttp\Psr7\Response;
use Illuminate\Support\Facades\DB;
use PHPUnit\Framework\TestCase;
use Tests\Support\AgentTestEnvironment;

/** 代理提现使用总后台配置的提现通道：账户绑定规则、三方代付下单与回调、人工通道。 */
class AgentWithdrawalChannelTest extends TestCase
{
    use AgentTestEnvironment;

    private AgentWithdrawalService $withdrawals;

    private function setUpChannels(int $groupId = 2): void
    {
        $this->paymentChannels();
        if (!\Illuminate\Support\Facades\Schema::hasColumn('payment_orders', 'order_no')) $this->fullPaymentOrders();
        AgentSetting::current();
        DB::table('agent_settings')->where('id', 1)->update(['recharge_channel_group_id' => $groupId]);
        config(['app.url' => 'https://api.example.test', 'app.jd_pay_mch_id' => 'JD-MCH', 'app.jd_pay_key' => 'jd-secret',
            'app.jd_remit_gateway' => 'https://jd.example.test/remit', 'app.jd_balance_gateway' => 'https://jd.example.test/balance']);
        $this->withdrawals = new AgentWithdrawalService();
    }

    protected function tearDown(): void
    {
        JdPayService::$handler = null;
        parent::tearDown();
    }

    private function funded(string $balance = '1000', float $feeRate = 1): Agent
    {
        $agent = $this->agent(Agent::TYPE_EQUITY);
        Agent::query()->whereKey($agent->id)->update(['balance' => $balance, 'realtime_balance' => $balance, 'withdraw_fee_rate' => $feeRate]);
        return $agent->fresh();
    }

    private function fakeJd(array ...$responses): \ArrayObject
    {
        $history = new \ArrayObject();
        $stack = HandlerStack::create(new MockHandler(array_map(fn ($r) => new Response(200, [], json_encode($r)), $responses)));
        $stack->push(Middleware::history($history));
        JdPayService::$handler = $stack;
        return $history;
    }

    private function remitCallback(AgentWithdrawal $withdrawal, string $status): array
    {
        $amount = JdPayService::amount($withdrawal->actual_amount);
        $params = ['userCode' => 'JD-MCH', 'orderCode' => 'JDR-1', 'customerOrderCode' => $withdrawal->order_no, 'amount' => $amount, 'status' => $status];
        $params['sign'] = JdPayService::signature(['JDR-1', $withdrawal->order_no, $amount, 'JD-MCH', $status], 'jd-secret');
        return $params;
    }

    public function test_channels_follow_the_agent_group_with_member_form_flags(): void
    {
        $this->setUpChannels(2);
        $result = $this->withdrawals->channels($this->agent());
        $this->assertEqualsCanonicalizing(['rgtx', 'JDpay', 'NOwithdraw', 'ZIMUwithdraw'], array_column($result['list'], 'value'));
        $byValue = array_column($result['list'], null, 'value');
        $this->assertSame(['bank', 'wechat', 'alipay'], array_column($byValue['rgtx']['payout_methods'], 'value'));
        $this->assertFalse($byValue['JDpay']['requires_real_name'], 'JD wallet pays by address only');
        $this->assertTrue($byValue['NOwithdraw']['requires_real_name']);
        $this->setUpChannels(1);
        $this->assertContains('usdt', array_column($this->withdrawals->channels($this->agent())['list'], 'value'));
    }

    public function test_accounts_validate_like_member_binding_and_bind_real_name_once(): void
    {
        $this->setUpChannels(2);
        $agent = $this->agent();
        try { $this->withdrawals->saveAccount($agent, ['type' => 'usdt', 'network' => 'TRC20', 'account' => 'TQn9Y2khEsLJW1ChVWFMSMeRDow5KcbLSE']); $this->fail('usdt not in group 2'); }
        catch (\RuntimeException $e) { $this->assertSame('不支持此提现方式', $e->getMessage()); }
        try { $this->withdrawals->saveAccount($agent, ['type' => 'rgtx', 'payout_method' => 'bank', 'bank_name' => '工商银行', 'bank_branch' => '深圳支行', 'card_no' => '6222']); $this->fail('real name'); }
        catch (\InvalidArgumentException $e) { $this->assertSame('请输入真实姓名', $e->getMessage()); }
        try { $this->withdrawals->saveAccount($agent, ['type' => 'rgtx', 'payout_method' => 'bank', 'bank_name' => '工商银行', 'card_no' => '6222', 'real_name' => '张三']); $this->fail('branch'); }
        catch (\InvalidArgumentException $e) { $this->assertSame('请输入开户行支行名称', $e->getMessage()); }
        $bank = $this->withdrawals->saveAccount($agent, ['type' => 'rgtx', 'payout_method' => 'bank', 'bank_name' => '工商银行',
            'bank_branch' => '深圳支行', 'card_no' => '6222', 'real_name' => '张三']);
        $this->assertSame(['rgtx', '6222', '工商银行', '深圳支行', 'bank', '张三'],
            [$bank['channel'], $bank['card_no'], $bank['bank_name'], $bank['bank_branch'], $bank['payout_method'], $bank['holder_name']]);
        $this->assertSame('张三', $agent->fresh()->real_name);
        $this->withdrawals->saveAccount($agent, ['type' => 'NOwithdraw', 'card_no' => 'NO-1', 'real_name' => '李四']);
        $this->assertSame('张三', $agent->fresh()->real_name, 'real name is bound once');
        $jd = $this->withdrawals->saveAccount($agent, ['type' => 'JDpay', 'card_no' => 'JD-ADDR']);
        $this->assertSame(['JD钱包', ''], [$jd['bank_name'], $jd['holder_name']]);
        $this->assertCount(3, $this->withdrawals->accounts($agent));
        $this->assertCount(1, $this->withdrawals->accounts($agent, 'JDpay'));
    }

    public function test_jd_withdrawal_pays_out_through_provider_and_callback_settles_once(): void
    {
        $this->setUpChannels(2);
        $agent = $this->funded('1000', 1);
        $account = $this->withdrawals->saveAccount($agent, ['type' => 'JDpay', 'card_no' => 'JD-ADDR']);
        $withdrawal = $this->withdrawals->request($agent, $account['id'], '100.00', 'withdraw-old', 'jd-1');
        $this->assertSame(['JDpay', '100.0000', '1.0000', '99.0000', 'pending'],
            [$withdrawal->channel, $withdrawal->amount, $withdrawal->fee, $withdrawal->actual_amount, $withdrawal->status]);
        $this->assertSame(['900.0000', '100.0000'], [$agent->fresh()->balance, $agent->fresh()->frozen_balance]);

        $history = $this->fakeJd(['code' => 200, 'data' => ['balance' => '5000']], ['code' => 200, 'data' => ['orderNo' => 'JDR-1']]);
        $approved = $this->withdrawals->audit($withdrawal->id, 'approve', 1);
        $this->assertSame(['processing', 'JDR-1'], [$approved->status, $approved->pay_no]);
        parse_str((string) $history[1]['request']->getBody(), $sent);
        $this->assertSame([$withdrawal->order_no, '99.00', 'JD-ADDR'], [$sent['orderCode'], $sent['amount'], $sent['address']], 'pays the amount after the agent fee');
        try { $this->withdrawals->audit($withdrawal->id, 'reject', 1, 'late'); $this->fail('processing cannot be rejected'); }
        catch (\RuntimeException $e) { $this->assertSame('当前订单不能驳回', $e->getMessage()); }

        $forged = $this->remitCallback($approved, JdPayService::REMIT_STATUS_SUCCESS);
        $forged['amount'] = '100.00';
        $this->assertFalse(PaymentOrderService::receiveOrder($forged), 'amount must match the payout');
        $this->assertTrue(PaymentOrderService::receiveOrder($this->remitCallback($approved, JdPayService::REMIT_STATUS_SUCCESS)));
        $this->assertTrue(PaymentOrderService::receiveOrder($this->remitCallback($approved, JdPayService::REMIT_STATUS_FAIL)), 'late failure is ignored');
        $paid = $withdrawal->fresh();
        $this->assertSame('paid', $paid->status);
        $this->assertNotNull($paid->paid_at);
        $this->assertSame(['900.0000', '0.0000'], [$agent->fresh()->balance, $agent->fresh()->frozen_balance]);
        $this->assertArrayNotHasKey('pay_data', $paid->toArray(), 'raw provider data stays admin-only');
    }

    public function test_failed_payout_refunds_and_provider_error_keeps_order_pending(): void
    {
        $this->setUpChannels(2);
        $agent = $this->funded('1000', 0);
        $account = $this->withdrawals->saveAccount($agent, ['type' => 'JDpay', 'card_no' => 'JD-ADDR']);
        $withdrawal = $this->withdrawals->request($agent, $account['id'], '200', 'withdraw-old', 'jd-2');

        $this->fakeJd(['code' => 200, 'data' => ['balance' => '5000']], ['code' => 500, 'message' => '通道维护']);
        try { $this->withdrawals->audit($withdrawal->id, 'approve', 1); $this->fail('provider error'); }
        catch (\RuntimeException $e) { $this->assertSame('通道维护', $e->getMessage()); }
        $this->assertSame('pending', $withdrawal->fresh()->status);
        $this->assertSame('200.0000', $agent->fresh()->frozen_balance);

        $this->fakeJd(['code' => 200, 'data' => ['balance' => '5000']], ['code' => 200, 'data' => ['orderNo' => 'JDR-1']]);
        $approved = $this->withdrawals->audit($withdrawal->id, 'approve', 1);
        $this->assertTrue(PaymentOrderService::receiveOrder($this->remitCallback($approved, JdPayService::REMIT_STATUS_FAIL)));
        $this->assertSame('failed', $withdrawal->fresh()->status);
        $this->assertSame(['1000.0000', '0.0000'], [$agent->fresh()->balance, $agent->fresh()->frozen_balance]);
        $this->assertSame(1, DB::table('agent_balance_logs')->where('type', 'withdraw_refund')->count());
    }

    public function test_manual_channels_and_limits(): void
    {
        $this->setUpChannels(2);
        $agent = $this->funded('100000', 0);
        $account = $this->withdrawals->saveAccount($agent, ['type' => 'rgtx', 'payout_method' => 'alipay', 'card_no' => 'ali@example.test',
            'qr_image' => 'https://example.test/qr.png', 'real_name' => '张三']);
        foreach (['50' => '提现金额范围为100-50000', '100.123' => '提现金额最多 2 位小数'] as $amount => $message) {
            try { $this->withdrawals->request($agent, $account['id'], (string) $amount, 'withdraw-old', 'bad-' . $amount); $this->fail($message); }
            catch (\Exception $e) { $this->assertSame($message, $e->getMessage()); }
        }
        $withdrawal = $this->withdrawals->request($agent, $account['id'], '500', 'withdraw-old', 'manual');
        $this->assertSame('张三', $withdrawal->account_snapshot['holder_name']);
        $this->assertSame('https://example.test/qr.png', $withdrawal->account_snapshot['qr_image']);
        $this->assertSame('approved', $this->withdrawals->audit($withdrawal->id, 'approve', 1)->status, 'no provider call for manual payout');
        $this->assertSame('paid', $this->withdrawals->audit($withdrawal->id, 'paid', 1)->status);
        $this->assertSame('0.0000', $agent->fresh()->frozen_balance);

        DB::table('agent_settings')->where('id', 1)->update(['recharge_channel_group_id' => 1]); // 组合 1 没有人工提现
        $this->expectExceptionMessage('不支持此提现方式');
        $this->withdrawals->request($agent, $account['id'], '500', 'withdraw-old', 'outside-group');
    }
}