PaymentOrderService.php 18 KB

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  1. <?php
  2. namespace App\Services;
  3. use App\Services\BaseService;
  4. use App\Models\PaymentOrder;
  5. use App\Models\Config;
  6. use Illuminate\Support\Facades\DB;
  7. use Illuminate\Support\Collection;
  8. use Illuminate\Support\Facades\Cache;
  9. use Illuminate\Support\Facades\Log;
  10. use App\Services\Payment\QianBaoService;
  11. use App\Services\Payment\SanJinService;
  12. use App\Services\WalletService;
  13. use App\Services\BalanceLogService;
  14. /**
  15. * 投注
  16. */
  17. class PaymentOrderService extends BaseService
  18. {
  19. const TYPE_PAY = 1; // 代收
  20. const TYPE_PAYOUT = 2; // 代付
  21. const STATUS_STAY = 0; // 待处理
  22. const STATUS_PROCESS = 1; // 处理中
  23. const STATUS_SUCCESS = 2; // 成功
  24. const STATUS_FAIL = 3; // 失败
  25. /**
  26. * @description: 模型
  27. * @return {string}
  28. */
  29. public static function model() :string
  30. {
  31. return PaymentOrder::class;
  32. }
  33. /**
  34. * @description: 枚举
  35. * @return {*}
  36. */
  37. public static function enum() :string
  38. {
  39. return '';
  40. }
  41. /**
  42. * @description: 获取查询条件
  43. * @param {array} $search 查询内容
  44. * @return {array}
  45. */
  46. public static function getWhere(array $search = []) :array
  47. {
  48. $where = [];
  49. if(isset($search['member_id']) && !empty($search['member_id'])){
  50. $where[] = ['member_id', '=', $search['member_id']];
  51. }
  52. if(isset($search['type']) && !empty($search['type'])){
  53. $where[] = ['type', '=', $search['type']];
  54. }
  55. if(isset($search['channel']) && !empty($search['channel'])){
  56. $where[] = ['channel', '=', $search['channel']];
  57. }
  58. if(isset($search['order_no']) && !empty($search['order_no'])){
  59. $where[] = ['order_no', '=', $search['order_no']];
  60. }
  61. if(isset($search['id']) && !empty($search['id'])){
  62. $where[] = ['id', '=', $search['id']];
  63. }
  64. if(isset($search['status']) && $search['status'] != ''){
  65. $where[] = ['status', '=', $search['status']];
  66. }
  67. return $where;
  68. }
  69. /**
  70. * @description: 查询单条数据
  71. * @param array $search
  72. * @return \App\Models\Coin|null
  73. */
  74. public static function findOne(array $search): ?PaymentOrder
  75. {
  76. return self::model()::where(self::getWhere($search))->first();
  77. }
  78. /**
  79. * @description: 查询所有数据
  80. * @param array $search
  81. * @return \Illuminate\Database\Eloquent\Collection
  82. */
  83. public static function findAll(array $search = [])
  84. {
  85. return self::model()::where(self::getWhere($search))->get();
  86. }
  87. /**
  88. * @description: 分页查询
  89. * @param array $search
  90. * @return \Illuminate\Contracts\Pagination\LengthAwarePaginator
  91. */
  92. public static function paginate(array $search = [])
  93. {
  94. $limit = isset($search['limit'])?$search['limit']:15;
  95. $paginator = self::model()::where(self::getWhere($search))->paginate($limit);
  96. return ['total' => $paginator->total(), 'data' => $paginator->items()];
  97. }
  98. /**
  99. * @description:
  100. * @param {*} $params
  101. * @return {*}
  102. */
  103. public static function submit($params = [])
  104. {
  105. $result = false;
  106. $msg['code'] = self::NOT;
  107. $msg['msg'] = '';
  108. // 2. 判断是否是更新
  109. if (!empty($params['id'])) {
  110. // 更新
  111. $info = self::findOne(['id'=>$params['id']] );
  112. if (!$info) {
  113. $msg['msg'] = '数据不存在!';
  114. }else{
  115. $result = $info->update($params);
  116. $id = $params['id'];
  117. }
  118. } else {
  119. // 创建
  120. $result = $info = self::model()::create($params);
  121. $id = $result->id;
  122. }
  123. if($result){
  124. $msg['code'] = self::YES;
  125. $msg['msg'] = '设置成功';
  126. $msg['key'] = $id;
  127. }else{
  128. $msg['msg'] = empty($msg['msg']) ?'操作失败':$msg['msg'];
  129. }
  130. return $msg;
  131. }
  132. /**
  133. * @description: 创建代收订单
  134. * @param {*} $memberId
  135. * @param {*} $amount
  136. * @param {*} $paymentType 支付类型:支付宝、数字人民币
  137. * @return {*}
  138. */
  139. public static function createPay($memberId,$amount,$paymentType)
  140. {
  141. $result = [];
  142. $result['chat_id'] = $memberId;
  143. $channel = ''; // 支付的通道
  144. $product = SanJinService::$PRODUCT;
  145. $max = 0;
  146. $min = 0;
  147. $rate = 0;
  148. foreach($product as $k => $v){
  149. if($v['type'] == $paymentType){
  150. if($amount >= $v['min'] && $amount <= $v['max']){
  151. $channel = $k;
  152. $rate = $v['rate'];
  153. }
  154. if($min == 0){
  155. $min = $v['min'];
  156. }
  157. if($max == 0){
  158. $max = $v['max'];
  159. }
  160. if($min > $v['min']){
  161. $min = $v['min'];
  162. }
  163. if($max < $v['max']){
  164. $max = $v['max'];
  165. }
  166. }
  167. }
  168. // 没有找到支付通道
  169. if(empty($channel)){
  170. $text = "发起充值失败 \n";
  171. $text .= "最低充值:".$min." \n";
  172. $text .= "最高充值:".$max." \n";
  173. $text .= "请重新填写充值的金额!";
  174. $result['text'] = $text;
  175. return $result;
  176. }
  177. $data = [];
  178. $data['type'] = self::TYPE_PAY;
  179. $data['member_id'] = $memberId;
  180. $data['amount'] = $amount;
  181. $data['channel'] = $channel;
  182. $data['fee'] = $amount * $rate;
  183. $order_no = self::createOrderNo('sj'.$data['type'].'_', $memberId);
  184. $data['order_no'] = $order_no;
  185. $data['callback_url'] = SanJinService::getNotifyUrl();
  186. $data['remark'] = '充值费率:'.$rate;
  187. $data['status'] = self::STATUS_STAY;
  188. $ret = SanJinService::pay(($amount*100), $order_no, $channel);
  189. if($ret['code'] == 0){
  190. $qrCode = asset(self::createPaymentQrCode($ret['data']['payUrl']));
  191. $result['image'] = $qrCode;
  192. $item = $ret['data'];
  193. $data['status'] = self::STATUS_PROCESS;
  194. $data['pay_no'] = $item['tradeNo'];
  195. $data['pay_url'] = $item['payUrl'];
  196. $data['pay_data'] = json_encode($ret,JSON_UNESCAPED_UNICODE);
  197. $info = self::model()::create($data);
  198. $text = "✅ 支付提示 \n";
  199. $text .= "请扫码支付 \n";
  200. $text .= "支付金额:".$amount." RMB \n";
  201. $text .= "请按实际支付金额进行付款,否则影响到账 \n";
  202. $text .= "支付完成后请耐心等待,支付到账会第一时间通知您! \n";
  203. $result['text'] = $text;
  204. }else{
  205. $result['text'] = $ret['message'];
  206. }
  207. return $result;
  208. }
  209. /**
  210. * @description: 接收支付的通知
  211. * @param {*} $params
  212. * @return {*}
  213. */
  214. public static function receivePay($params)
  215. {
  216. // 判断商户号
  217. if($params['mchId'] == SanJinService::getMerchantId()){
  218. $must = ['mchId','produceId','tradeNo','outTradeNo','amount','payAmount','state','createTime','payTime'];
  219. if($params['sign'] != SanJinService::signature($params,$must)){
  220. return false;
  221. }
  222. $info = self::findOne(['order_no' => $params['outTradeNo']]);
  223. if($info){
  224. // 平台以分计算转成元
  225. $payAmount = $params['payAmount'] / 100;
  226. // 判断金额是不是正确认
  227. if($info->amount != $payAmount){
  228. $text = '❌ 支付失败提醒 \n';
  229. $text .= "订单金额:{$info->amount} \n";
  230. $text .= "实际支付:{$payAmount} \n";
  231. $text .= "订单号:{$params['outTradeNo']} \n";
  232. $text .= "失败原因:支付金额与订单金额不一致 \n";
  233. $text .= "请联系客服处理!";
  234. self::sendMessage($info->member_id,$text);
  235. return false;
  236. }
  237. // 付款
  238. if($info->type == self::TYPE_PAY){
  239. return true;
  240. }
  241. }
  242. }
  243. }
  244. /**
  245. * @description: 创建代付订单
  246. * @param {*} $memberId 会员
  247. * @param {*} $amount 金额
  248. * @param {*} $channel 提现通道 DF001 支付宝转卡/DF002 支付宝转支付宝
  249. * @param {*} $bank_name 银行名称/支付宝
  250. * @param {*} $account 姓名
  251. * @param {*} $card_no 银行卡号/支付宝账号
  252. * @return {*}
  253. */
  254. public static function createPayout($memberId, $amount, $channel, $bank_name, $account, $card_no)
  255. {
  256. $default_amount = $amount;
  257. $result = [];
  258. $result['chat_id'] = $memberId;
  259. if($amount < 100){
  260. $result['text'] = '提现金额最少100';
  261. return $result;
  262. }
  263. if($amount > 49999){
  264. $result['text'] = '提现金额最多49999';
  265. return $result;
  266. }
  267. // 在调用三方支付前开始事务
  268. DB::beginTransaction();
  269. try {
  270. $wallet = WalletService::findOne(['member_id' => $memberId]);
  271. if (!$wallet) {
  272. $result['text'] = '钱包不存在!';
  273. return $result;
  274. }
  275. $balance = $wallet->available_balance;
  276. if (bccomp($balance, $amount, 2) < 0) {
  277. $result['text'] = '您的钱包余额不足!';
  278. return $result;
  279. }
  280. $available_balance = bcsub($balance, $amount, 10);
  281. $data = [];
  282. $data['type'] = self::TYPE_PAYOUT;
  283. $order_no = self::createOrderNo('sj'.$data['type'].'_', $memberId);
  284. $data['order_no'] = $order_no;
  285. $data['member_id'] = $memberId;
  286. $data['fee'] = $amount * 0.002 + 2;
  287. $amount = number_format($amount, 2, '.', '');
  288. $data['amount'] = $amount;
  289. $data['channel'] = $channel;
  290. $data['bank_name'] = $bank_name;
  291. $data['account'] = $account;
  292. $data['card_no'] = $card_no;
  293. $data['callback_url'] = QianBaoService::getNotifyUrl();
  294. $data['status'] = self::STATUS_STAY;
  295. $data['remark'] = '提现费率:0.2%+2';
  296. // 先预扣款(锁定资金)
  297. $wallet->available_balance = $available_balance;
  298. if (!$wallet->save()) {
  299. DB::rollBack();
  300. $result['text'] = '钱包更新失败!';
  301. return $result;
  302. }
  303. // 创建待处理状态的提现记录
  304. $info = self::model()::create($data);
  305. $id = $info->id;
  306. // 记录余额变动日志
  307. BalanceLogService::addLog(
  308. $memberId,
  309. $default_amount,
  310. $balance,
  311. $available_balance,
  312. '三方提现',
  313. $id,
  314. '钱宝提现费率:0.2%+2'
  315. );
  316. // 提交事务,确保预扣款成功
  317. DB::commit();
  318. } catch (\Exception $e) {
  319. // 预扣款失败,回滚事务
  320. DB::rollBack();
  321. $result['text'] = '系统繁忙,请稍后重试!';
  322. Log::error('提现预扣款失败: ' . $e->getMessage(), [
  323. 'member_id' => $memberId,
  324. 'amount' => $amount
  325. ]);
  326. return $result;
  327. }
  328. // 调用三方支付接口(在事务外)
  329. $ret = QianBaoService::payout($amount, $order_no, $bank_name, $account, $card_no);
  330. Log::error('第三方代付接口调用:' . json_encode($ret, JSON_UNESCAPED_UNICODE));
  331. if ($ret['code'] == 200) {
  332. // 更新提现记录状态为处理中
  333. DB::beginTransaction();
  334. try {
  335. $info->status = self::STATUS_PROCESS;
  336. $info->save();
  337. DB::commit();
  338. $text = "✅ 提现申请已提交!\n\n";
  339. $text .= "钱包余额:{$available_balance} RMB\n";
  340. $text .= "提现金额:{$default_amount} RMB\n";
  341. $text .= "⌛️请等待系统处理, 到账时间可能需要几分钟!\n";
  342. $result['text'] = $text;
  343. } catch (\Exception $e) {
  344. DB::rollBack();
  345. // 状态更新失败,但资金已扣款且三方支付已成功
  346. // 这里可以记录告警,需要人工干预
  347. Log::error('提现状态更新失败: ' . $e->getMessage(), [
  348. 'member_id' => $memberId,
  349. 'order_no' => $order_no
  350. ]);
  351. $result['text'] = '提现申请已提交,系统处理中...';
  352. }
  353. } else {
  354. // 三方支付失败,需要回滚之前的预扣款
  355. DB::beginTransaction();
  356. try {
  357. // 恢复钱包余额
  358. $wallet->available_balance = $balance;
  359. $wallet->save();
  360. // 更新提现记录状态为失败
  361. $info->status = self::STATUS_FAIL;
  362. $info->remark = $ret['msg'];
  363. $info->save();
  364. // 记录退款日志
  365. BalanceLogService::addLog(
  366. $memberId,
  367. $default_amount,
  368. $available_balance,
  369. $balance,
  370. '三方提现',
  371. $id,
  372. '提现失败退款'
  373. );
  374. DB::commit();
  375. $result['text'] = $ret['msg'];
  376. } catch (\Exception $e) {
  377. DB::rollBack();
  378. // 回滚失败,需要记录告警,人工干预
  379. Log::error('提现失败回滚异常: ' . $e->getMessage(), [
  380. 'member_id' => $memberId,
  381. 'order_no' => $order_no,
  382. 'amount' => $amount
  383. ]);
  384. $result['text'] = '提现失败,请联系客服处理退款!';
  385. }
  386. }
  387. return $result;
  388. }
  389. /**
  390. * @description: 接收三方订单
  391. * @param {*} $params
  392. * @return {*}
  393. */
  394. public static function receiveOrder($params)
  395. {
  396. // 判断商户号是否一致
  397. if($params['merchantNum'] == QianBaoService::getMerchantId()){
  398. $info = self::findOne(['order_no' => $params['orderNo']]);
  399. if($info){
  400. // 判断金额是不是正确认
  401. if($info->amount != $params['amount']){
  402. return false;
  403. }
  404. // 验证签名
  405. $sign = QianBaoService::verifyNotifySign($params['state'],$params['orderNo'],$params['amount']);
  406. if($params['sign'] != $sign){
  407. return false;
  408. }
  409. // 代付
  410. if($info->type == self::TYPE_PAYOUT){
  411. self::onSubmitPayout($params,$info);
  412. }
  413. // 代收
  414. if($info->type == self::TYPE_PAY){
  415. }
  416. }
  417. }
  418. }
  419. /**
  420. * @description: 处理代付订单
  421. * @param {*} $params
  422. * @return {*}
  423. */
  424. public static function onSubmitPayout($params,$info)
  425. {
  426. $memberId = $info->member_id;
  427. $amount = $params['amount'];
  428. $data = [];
  429. $result = [];
  430. $chat_id = $info->member_id;
  431. $data['callback_data'] =json_encode($params,JSON_UNESCAPED_UNICODE);
  432. DB::beginTransaction();
  433. try{
  434. if($params['state'] == 1){
  435. $data['status'] = self::STATUS_SUCCESS;
  436. $res = self::model()::where(['order_no' => $params['orderNo']])->update($data);
  437. if($res){
  438. DB::commit();
  439. $text = "✅ 提现通知 \n";
  440. $text .= "提现平台:{$info->bank_name} \n";
  441. $text .= "收款人:{$info->account} \n";
  442. $text .= "收款卡号:{$info->card_no} \n";
  443. $text .= "提现金额:{$info->amount} \n";
  444. $text .= "提现成功,金额已到账,请注意查收!";
  445. self::sendMessage($chat_id,$text);
  446. }
  447. }else{
  448. $data['status'] = self::STATUS_FAIL;
  449. $res = self::model()::where(['order_no' => $params['orderNo']])->update($data);
  450. $wallet = WalletService::findOne(['member_id' => $info->member_id]);
  451. $balance = $wallet->available_balance; // 钱包当前余额
  452. $available_balance = bcadd($balance, $params['amount'], 10);
  453. $wallet->available_balance = $available_balance;
  454. $wallet->save();
  455. // 记录退款日志
  456. BalanceLogService::addLog(
  457. $memberId,
  458. $amount,
  459. $balance,
  460. $available_balance,
  461. '三方提现',
  462. $info->id,
  463. '提现失败退款'
  464. );
  465. if($res){
  466. DB::commit();
  467. $text = "❌ 提现通知 \n";
  468. $text .= "提现平台:{$info->bank_name} \n";
  469. $text .= "收款人:{$info->account} \n";
  470. $text .= "收款卡号:{$info->card_no} \n";
  471. $text .= "提现金额:{$info->amount} \n";
  472. $text .= "提现失败,金额已返回钱包,请注意查收!";
  473. self::sendMessage($chat_id,$text);
  474. }
  475. }
  476. }catch(\Exception $e){
  477. DB::rollBack();
  478. // 回滚失败,需要记录告警,人工干预
  479. Log::error('提现失败回滚异常: ' . $e->getMessage(), $params);
  480. }
  481. }
  482. }