first(); } /** * @description: 查询所有数据 * @param array $search * @return \Illuminate\Database\Eloquent\Collection */ public static function findAll(array $search = []) { return self::model()::where(self::getWhere($search))->get(); } /** * @description: 分页查询 * @param array $search * @return \Illuminate\Contracts\Pagination\LengthAwarePaginator */ public static function paginate(array $search = []) { $limit = isset($search['limit']) ? $search['limit'] : 15; $paginator = self::model()::where(self::getWhere($search)) ->with(['userInfo']) ->orderByDesc('created_at') ->paginate($limit); return ['total' => $paginator->total(), 'data' => $paginator->items()]; } /** * @description: * @param {*} $params * @return {*} */ public static function submit($params = []) { $result = false; $msg['code'] = self::NOT; $msg['msg'] = ''; // 2. 判断是否是更新 if (!empty($params['id'])) { // 更新 $info = self::findOne(['id' => $params['id']]); if (!$info) { $msg['msg'] = '数据不存在!'; } else { $result = $info->update($params); $id = $params['id']; } } else { // 创建 $result = $info = self::model()::create($params); $id = $result->id; } if ($result) { $msg['code'] = self::YES; $msg['msg'] = '设置成功'; $msg['key'] = $id; } else { $msg['msg'] = empty($msg['msg']) ? '操作失败' : $msg['msg']; } return $msg; } /** * @description: 创建代收订单 * @param {*} $memberId * @param {*} $amount * @param {*} $paymentType 支付类型:支付宝、数字人民币 * @return {*} */ public static function createPay($memberId, $amount, $paymentType) { $result = []; $result['chat_id'] = $memberId; $channel = ''; // 支付的通道 $product = SanJinService::$PRODUCT; $max = 0; $min = 0; $rate = 0; foreach ($product as $k => $v) { if ($v['type'] == $paymentType) { if ($amount >= $v['min'] && $amount <= $v['max']) { $channel = $k; $rate = $v['rate']; } if ($min == 0) { $min = $v['min']; } if ($max == 0) { $max = $v['max']; } if ($min > $v['min']) { $min = $v['min']; } if ($max < $v['max']) { $max = $v['max']; } } } // 没有找到支付通道 if (empty($channel)) { $text = "发起充值失败 \n"; $text .= "最低充值:" . $min . " \n"; $text .= "最高充值:" . $max . " \n"; $text .= "请重新填写充值的金额!"; $result['text'] = $text; return $result; } $data = []; $data['type'] = self::TYPE_PAY; $data['member_id'] = $memberId; $data['amount'] = $amount; $data['channel'] = $channel; $data['fee'] = $amount * $rate; $data['bank_name'] = SanJinService::$CHANNEL[$paymentType]??''; $order_no = self::createOrderNo('sj' . $data['type'] . '_', $memberId); $data['order_no'] = $order_no; $data['callback_url'] = SanJinService::getNotifyUrl(); $data['remark'] = '充值费率:' . $rate; $data['status'] = self::STATUS_STAY; $ret = SanJinService::pay(($amount * 100), $order_no, $channel); if ($ret['code'] == 0) { $qrCode = asset(self::createPaymentQrCode($ret['data']['payUrl'])); $result['image'] = $qrCode; $item = $ret['data']; $data['status'] = self::STATUS_PROCESS; $data['pay_no'] = $item['tradeNo']; $data['pay_url'] = $item['payUrl']; $data['pay_data'] = json_encode($ret, JSON_UNESCAPED_UNICODE); $info = self::model()::create($data); $text = "✅ 支付提示 \n"; // $text .= "请扫码支付 \n"; $text .= "支付方式:{$data['bank_name']} \n"; $text .= "请使用浏览器扫码 \n"; $text .= "支付金额:" . $amount . " RMB \n"; $text .= "请按实际支付金额进行付款,否则影响到账 \n"; $text .= "支付完成后请耐心等待,支付到账会第一时间通知您! \n"; $result['text'] = $text; } else { $result['text'] = $ret['message']; } return $result; } /** * @description: 接收支付的通知 * @param {*} $params * @return {*} */ public static function receivePay($params) { // 判断商户号 if ($params['mchId'] == SanJinService::getMerchantId()) { $must = ['mchId', 'productId', 'tradeNo', 'outTradeNo', 'amount', 'payAmount', 'state', 'createTime', 'payTime']; $info = self::findOne(['order_no' => $params['outTradeNo']]); if ($info) { // 平台以分计算转成元 $payAmount = $params['payAmount'] / 100; // 判断金额是不是正确认 if ($info->amount != $payAmount) { $text = '❌ 支付失败提醒 \n'; $text .= "订单金额:{$info->amount} \n"; $text .= "实际支付:{$payAmount} \n"; $text .= "订单号:{$params['outTradeNo']} \n"; $text .= "失败原因:支付金额与订单金额不一致 \n"; $text .= "请联系客服处理!"; self::sendMessage($info->member_id, $text); return false; } if ($params['sign'] != SanJinService::signature($params, $must)) { return false; } if ($info->status != self::STATUS_PROCESS) { return false; } // 付款 if ($info->type == self::TYPE_PAY) { if ($params['state'] == 1) { $info->status = self::STATUS_SUCCESS; $wallet = WalletService::findOne(['member_id' => $info->member_id]); $balance = $wallet->available_balance; $available_balance = bcadd($balance, $payAmount, 10); $wallet->available_balance = $available_balance; $wallet->save(); // 记录余额变动日志 BalanceLogService::addLog( $info->member_id, $payAmount, $balance, $available_balance, '三方充值', $info->id, '' ); $text = "✅ 支付成功 \n"; $text .= "充值金额:{$payAmount} RMB \n"; $text .= "订单号:{$params['outTradeNo']} \n"; $text .= "您充值的金额已到账,请注意查收!"; self::sendMessage($info->member_id, $text); } else { $info->status = self::STATUS_FAIL; $text = "❌ 支付失败 \n"; $text .= "充值金额:{$payAmount} RMB \n"; $text .= "订单号:{$params['outTradeNo']} \n"; } $info->save(); return true; } } } } /** * @description: 创建代付订单 * @param {*} $memberId 会员 * @param {*} $amount 金额 * @param {*} $channel 提现通道 DF001 支付宝转卡/DF002 支付宝转支付宝 * @param {*} $bank_name 银行名称/支付宝 * @param {*} $account 姓名 * @param {*} $card_no 银行卡号/支付宝账号 * @return {*} */ public static function createPayout($memberId, $amount, $channel, $bank_name, $account, $card_no) { $default_amount = $amount; $result = []; $result['chat_id'] = $memberId; if ($amount < 100) { $result['text'] = '提现金额最少100'; return $result; } if ($amount > 49999) { $result['text'] = '提现金额最多49999'; return $result; } // 在调用三方支付前开始事务 DB::beginTransaction(); try { $wallet = WalletService::findOne(['member_id' => $memberId]); if (!$wallet) { $result['text'] = '钱包不存在!'; return $result; } $balance = $wallet->available_balance; if (bccomp($balance, $amount, 2) < 0) { $result['text'] = '您的钱包余额不足!'; return $result; } $available_balance = bcsub($balance, $amount, 10); $data = []; $data['type'] = self::TYPE_PAYOUT; $order_no = self::createOrderNo('sj' . $data['type'] . '_', $memberId); $data['order_no'] = $order_no; $data['member_id'] = $memberId; $data['fee'] = $amount * 0.002 + 2; $amount = number_format($amount, 2, '.', ''); $data['amount'] = $amount; $data['channel'] = $channel; $data['bank_name'] = $bank_name; $data['account'] = $account; $data['card_no'] = $card_no; $data['callback_url'] = QianBaoService::getNotifyUrl(); $data['status'] = self::STATUS_STAY; $data['remark'] = '提现费率:0.2%+2'; // 先预扣款(锁定资金) $wallet->available_balance = $available_balance; if (!$wallet->save()) { DB::rollBack(); $result['text'] = '钱包更新失败!'; return $result; } // 创建待处理状态的提现记录 $info = self::model()::create($data); $id = $info->id; // 记录余额变动日志 BalanceLogService::addLog( $memberId, $default_amount, $balance, $available_balance, '三方提现', $id, '钱宝提现费率:0.2%+2' ); // 提交事务,确保预扣款成功 DB::commit(); } catch (\Exception $e) { // 预扣款失败,回滚事务 DB::rollBack(); $result['text'] = '系统繁忙,请稍后重试!'; Log::error('提现预扣款失败: ' . $e->getMessage(), [ 'member_id' => $memberId, 'amount' => $amount ]); return $result; } // 调用三方支付接口(在事务外) $ret = QianBaoService::payout($amount, $order_no, $bank_name, $account, $card_no); Log::error('第三方代付接口调用:' . json_encode($ret, JSON_UNESCAPED_UNICODE)); if ($ret['code'] == 200) { // 更新提现记录状态为处理中 DB::beginTransaction(); try { $info->status = self::STATUS_PROCESS; $info->save(); DB::commit(); $text = "✅ 提现申请已提交!\n\n"; $text .= "钱包余额:{$available_balance} RMB\n"; $text .= "提现金额:{$default_amount} RMB\n"; $text .= "⌛️请等待系统处理, 到账时间可能需要几分钟!\n"; $result['text'] = $text; } catch (\Exception $e) { DB::rollBack(); // 状态更新失败,但资金已扣款且三方支付已成功 // 这里可以记录告警,需要人工干预 Log::error('提现状态更新失败: ' . $e->getMessage(), [ 'member_id' => $memberId, 'order_no' => $order_no ]); $result['text'] = '提现申请已提交,系统处理中...'; } } else { // 三方支付失败,需要回滚之前的预扣款 DB::beginTransaction(); try { // 恢复钱包余额 $wallet->available_balance = $balance; $wallet->save(); // 更新提现记录状态为失败 $info->status = self::STATUS_FAIL; $info->remark = $ret['msg']; $info->save(); // 记录退款日志 BalanceLogService::addLog( $memberId, $default_amount, $available_balance, $balance, '三方提现', $id, '提现失败退款' ); DB::commit(); $result['text'] = $ret['msg']; } catch (\Exception $e) { DB::rollBack(); // 回滚失败,需要记录告警,人工干预 Log::error('提现失败回滚异常: ' . $e->getMessage(), [ 'member_id' => $memberId, 'order_no' => $order_no, 'amount' => $amount ]); $result['text'] = '提现失败,请联系客服处理退款!'; } } return $result; } /** * @description: 接收三方订单 * @param {*} $params * @return {*} */ public static function receiveOrder($params) { // 判断商户号是否一致 if ($params['merchantNum'] == QianBaoService::getMerchantId()) { $info = self::findOne(['order_no' => $params['orderNo']]); if ($info) { // 判断金额是不是正确认 if ($info->amount != $params['amount']) { return false; } // 验证签名 $sign = QianBaoService::verifyNotifySign($params['state'], $params['orderNo'], $params['amount']); if ($params['sign'] != $sign) { return false; } // 代付 if ($info->type == self::TYPE_PAYOUT) { self::onSubmitPayout($params, $info); } // 代收 if ($info->type == self::TYPE_PAY) { } } } } /** * @description: 处理代付订单 * @param {*} $params * @return {*} */ public static function onSubmitPayout($params, $info) { $memberId = $info->member_id; $amount = $params['amount']; $data = []; $result = []; $chat_id = $info->member_id; $data['callback_data'] = json_encode($params, JSON_UNESCAPED_UNICODE); DB::beginTransaction(); try { if ($params['state'] == 1) { $data['status'] = self::STATUS_SUCCESS; $res = self::model()::where(['order_no' => $params['orderNo']])->update($data); if ($res) { DB::commit(); $text = "✅ 提现通知 \n"; $text .= "提现平台:{$info->bank_name} \n"; $text .= "收款人:{$info->account} \n"; $text .= "收款卡号:{$info->card_no} \n"; $text .= "提现金额:{$info->amount} \n"; $text .= "提现成功,金额已到账,请注意查收!"; self::sendMessage($chat_id, $text); } } else { $data['status'] = self::STATUS_FAIL; $res = self::model()::where(['order_no' => $params['orderNo']])->update($data); $wallet = WalletService::findOne(['member_id' => $info->member_id]); $balance = $wallet->available_balance; // 钱包当前余额 $available_balance = bcadd($balance, $params['amount'], 10); $wallet->available_balance = $available_balance; $wallet->save(); // 记录退款日志 BalanceLogService::addLog( $memberId, $amount, $balance, $available_balance, '三方提现', $info->id, '提现失败退款' ); if ($res) { DB::commit(); $text = "❌ 提现通知 \n"; $text .= "提现平台:{$info->bank_name} \n"; $text .= "收款人:{$info->account} \n"; $text .= "收款卡号:{$info->card_no} \n"; $text .= "提现金额:{$info->amount} \n"; $text .= "提现失败,金额已返回钱包,请注意查收!"; self::sendMessage($chat_id, $text); } } } catch (\Exception $e) { DB::rollBack(); // 回滚失败,需要记录告警,人工干预 Log::error('提现失败回滚异常: ' . $e->getMessage(), $params); } } }