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app/Services/QianBaoWithdrawService.php

@@ -468,10 +468,8 @@ class QianBaoWithdrawService
     //删除银行卡
     private static function bankDelete($chatId, $messageId, $id): array
     {
-        $channel = 'DF001';
-        $bank = Bank::where('id', $id)
-            ->where('member_id', $chatId)->first();
-        if ($bank) $channel = $bank->getChannel();
+        $channel = Bank::where('id', $id)
+            ->where('member_id', $chatId)->first()->getChannel();
         Bank::where('id', $id)->where('member_id', $chatId)->delete();
         return static::banks($chatId, $messageId, $channel);
     }